Complying with the letter and spirit of the Prudent Investor Rule

Trust institutions face a seemingly conflicting challenge in today’s competitive marketplace: to preserve the principal and buying power of their customers’ assets, while at the same time producing competitive investment returns.

We have the solution.

Our investment philosophy is based on classic investment principles, which is a documented method of achieving competitive investment performance without accepting inappropriate levels of risk.   Our ultimate goal is to maximize after-tax investment returns with a minimum of risk and principal volatility. 

Investment Process

We implement our philosophy using an investment process that is centered on the portfolio concept.  Risk is managed through adherence to:

• Asset allocation guidelines
• Diversification rules
• Fundamentally based and disciplined securities selection process
• Active monitoring
• Ongoing research

Fixed Income Portfolios. Our recommended fixed income portfolios hold a diversified mix of high quality, tax-appropriate bonds that are designed to preserve principal and produce an inflation-hedged and predictable cash flow.

Equity Portfolios. Our recommended stock portfolios hold a well-designed mix of high quality and profitable companies diversified by economic sectors.  Stocks must pass a series of fundamental screens, including Financial Strength, Earning Power, and Valuation, to qualify for investment.

Mutual Funds Program. The FSG Mutual Fund Program provides you with the flexibility to offer an alternative to separately managed accounts, or to build blended portfolios, for your customers.

We welcome the opportunity to show you how we have helped our clients achieve the investment objectives of their clients and compete more effectively in their marketplace.